We often think ancient wisdom cannot help in modern times. But what if your weekend splurges, credit card debt, and ignored savings were exactly the problems Chanakya warned against? His 2,000-year-old financial advice might just be the unexpected solution your wallet needs today.

Following the Reserve Bank of India's repo rate cut in June 2025, several major banks, including SBI, Union Bank, and Bank of Baroda, have reduced their lending rates. This move lowers home loan interest rates for borrowers with floating rate loans linked to the repo rate.